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Cloud Accounting Software
Designed for business owners and non-accountants in Malaysia.
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Best Cloud Accounting Software For SME
Financio is a cloud accounting software designed for today’s smart businesses. Financio automates and simplifies your accounting tasks, enabling you to stay focused on growing your business. With automation, real-time reports, and mobile apps, you can easily manage your business finance and tax matters.
Why Financio?
Accounting Automation
Just issue invoices, record payments and expenses, Financio will do the tedious ones such as generating accounting entries and records for you.
e-Invoicing
Create professional looking invoices and have them delivered to your customers electronically via email in just a few clicks.
Multilingual Interface
Financio comes in three languages! To make your accounting even easier, you can choose to use Financio in Chinese, Bahasa Melayu or English.
Malaysia Tax Ready
You can manage and submit all the tax files required by Royal Malaysian Customs in just a few clicks and no 3rd party plug-in. Plus you'll be covered by any future changes implemented!

Recurring Invoice
If your business needs to send the same amount of invoice repetitively, why not just automate it! You can now automatically send invoices to your customer every week, every month, every 3-months, every 6-months or once every year.

Bank Integration
Connect Financio to your bank account and watch your transactions data sync automatically and accurately. You can even make payment directly from Financio to your supplier. Reconciliation no longer a dreadful task!
Responsive Support
Our knowledge base provides instant answers to you. On top of that, our support agents will be happy to answer your questions via live chat/email. Premier subscribers can also call us via a dedicated hotline.
CONNECT Mobile App
Manage your business accounts anytime, anywhere via Financio CONNECT mobile app. Record expenses, issue invoices, and chase for payments. CONNECT dashboard brings together a holistic view of your business performance too.
Unlimited Users
Grant precise permission and invite unlimited users to collaborate in real-time. Empower your partners, accountants, bookkeepers, sales personnel with the right tool and reduce your workload.
Integrated Apps

RHB
Connect your RHB bank accounts securely with Financio. Get real-time reports, automated bookkeeping, invoicing-purchasing, management of cash flow, and tax reports.

JomPAY Integration
With JomPay and Financio, you can get paid faster, with approximately 40 banks across Malaysia. Your customers can now pay you via Internet & Mobile Banking or ATMs nationwide.

StoreHub Integration
Automatically synchronizes your sales and inventory data from StoreHub to Financio. Save time by eliminating manual bookkeeping – all-in-one place.

Kakitangan Integration
Kakitangan.com an online platform for SMEs, simplifying HR by providing you with one platform to manage your payroll, benefits, employee information and much more.

iKEY Edutech
Digitalize your education centre operation and automate your accounting and taxation tasks with iKEY Edutech and Financio.

Lazada
Seamlessly synchronize pricing & inventory of your Lazada E-commerce business with Financio. Say goodbye to manual stock updates as sales come in.

mooPayroll Integration
Connect your Financio account with mooPayroll. Each time you run a payroll, a journal entry will be created and automatically sync to your Financio.

Tembo Pay Integration
Malaysia cloud payroll and HR software for small business. Simplify how you perform everyday payroll and human resources tasks with Tembo Pay. Let your payroll data auto-sync with Financio.
Customer's Review
My company's cost related to accounting & tax was reduced by more than 50%, and I love the clean interface.Rob Lee, Managing Director, Common Extract Sdn Bhd
“I love everything Financio has, which enables my partner and I run our business much more efficiently. We can create an invoice or bill or P.O. for our business anytime or anywhere we want.”Ian Leong, KissMyMac.my
Financio has helped me as an SME owner in many ways. Income and expenses are so much easier to track. Will gladly introduce this to any SME owner. Ms. Belinda, Orange Maple Bakery
Financio has helped free up about 50% of our time, so we can focus on what we do best. It is an ideal cost-effective accounting solution that will fit any micro SME businesses easily.Sivarajan Gunarajan, Managing Director, SSD International Logistics Sdn Bhd
Financio is for small business owner like me, I learned how to use Financio for my day-to-day operations with no more than 15 minutes of briefing.Karen Chan, TK Solutions
I enjoy running my business more after I started using Financio, it saves me hassles and reduce my monthly costs related to bookkeeping.Anita Wong, XT Trading
I can now access my data anywhere without going back to my office, Financio is user friendly and easy to use.SK Kew, Account Manager
"With Financio Cloud Accounting Software's unlimited user feature, we can easily manage our day-to-day bookkeeping from both our marketing and operations offices, keeping our books accurate and up-to-date at all times. The cloud-based solution also makes submitting and closing quotation possible whenever and wherever we are, thus increasing our sales!" Cecilia, MMKglo (M) Sdn Bhd